[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.envivos.cz\/proc-si-lide-casto-neuvedomuji-rizika-splaceni\/#Article","mainEntityOfPage":"https:\/\/www.envivos.cz\/proc-si-lide-casto-neuvedomuji-rizika-splaceni\/","headline":"Pro\u010d si lid\u00e9 \u010dasto neuv\u011bdomuj\u00ed rizika spl\u00e1cen\u00ed","name":"Pro\u010d si lid\u00e9 \u010dasto neuv\u011bdomuj\u00ed rizika spl\u00e1cen\u00ed","description":"V dne\u0161n\u00ed usp\u011bchan\u00e9 dob\u011b je m\u00f3dn\u00ed na nic ne\u010dekat. V\u0161e je t\u0159eba m\u00edt hned. Nov\u00fd model mobiln\u00edho telefonu? Mus\u00edm ho okam\u017eit\u011b m\u00edt. M\u00e1 to samoz\u0159ejm\u011b","datePublished":"2019-10-03","dateModified":"2023-05-18","author":{"@type":"Person","@id":"https:\/\/www.envivos.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.envivos.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/edf965aa5e6319b22667bed24bb070a38fc0326fd1c728db50dc1d860a4a16ad?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/edf965aa5e6319b22667bed24bb070a38fc0326fd1c728db50dc1d860a4a16ad?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"envivos.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.envivos.cz\/wp-content\/uploads\/img_a367049_w2168_t1579445922.jpg","url":"https:\/\/www.envivos.cz\/wp-content\/uploads\/img_a367049_w2168_t1579445922.jpg","height":0,"width":0},"url":"https:\/\/www.envivos.cz\/proc-si-lide-casto-neuvedomuji-rizika-splaceni\/","about":["Pen\u00edze"],"wordCount":559,"articleBody":" V dne\u0161n\u00ed usp\u011bchan\u00e9 dob\u011b je m\u00f3dn\u00ed na nic ne\u010dekat. V\u0161e je t\u0159eba m\u00edt hned. Nov\u00fd model mobiln\u00edho telefonu? Mus\u00edm ho okam\u017eit\u011b m\u00edt. M\u00e1 to samoz\u0159ejm\u011b sv\u016fj d\u016fvod. Technologie v dne\u0161n\u00ed dob\u011b velmi rychle zastar\u00e1v\u00e1, a co bylo p\u0159ed rokem posledn\u00edm v\u00fdk\u0159ikem, pat\u0159\u00ed dnes bezm\u00e1la do muzea. Pokud tedy nechceme pat\u0159it mezi soci\u00e1ln\u00ed vyvrhele, je pot\u0159eba kupovat tyto novinky co nejd\u0159\u00edve po jejich vyd\u00e1n\u00ed. Probl\u00e9m je, \u017ee ne v\u0161ichni maj\u00ed dostate\u010dn\u00fd p\u0159\u00edjem na to, aby si tento styl mohli dovolit. Popravd\u011b \u0159e\u010deno, faktem je, \u017ee se to t\u00fdk\u00e1 v\u011bt\u0161iny obyvatel na\u0161\u00ed zem\u011b. Zd\u00e1lo by se logick\u00e9, \u017ee pokud na tato v\u011bci nem\u00e1me, jednodu\u0161e si je nekupujeme. Zde v\u0161ak p\u0159ich\u00e1z\u00ed ke slovu p\u016fj\u010dky. Ty byly p\u016fvodn\u011b ur\u010deny pro ty, kte\u0159\u00ed nemaj\u00ed dost pen\u011bz na \u017eivobyt\u00ed. V sou\u010dasn\u00e9 dob\u011b se v\u0161ak staly p\u0159edev\u0161\u00edm n\u00e1strojem pro rychl\u00e9 koupen\u00ed drah\u00e9 v\u011bci. V\u017edy\u0165 i reklamy v televizi n\u00e1m neust\u00e1le ukazuj\u00ed, co v\u0161echno si d\u00edky nim m\u016f\u017eeme dovolit. Nep\u0159edstavuj\u00ed n\u00e1m lidi ve finan\u010dn\u00ed t\u00edsni, naopak. Ukazuj\u00ed n\u00e1m rodiny na vy\u0161\u0161\u00ed \u00farovni, kter\u00e1 si d\u00edky p\u016fj\u010dk\u00e1m m\u016f\u017ee dovolit koupit cokoliv. Nen\u00ed proto divu, \u017ee jsme se nau\u010dili vn\u00edmat je jako n\u011bco, co n\u00e1m pom\u016f\u017ee k tomu, co zrovna v tuto chv\u00edli chceme, m\u00edsto prost\u0159edku, ke kter\u00e9mu bychom se m\u011bli uchylovat pouze v nouzi nejvy\u0161\u0161\u00ed. A faktem je, \u017ee syst\u00e9m je tak i nastaven. P\u016fj\u010dky https:\/\/www.proficredit.cz\/osobni-pujcka\/ dnes opravdu neslou\u017e\u00ed k p\u0159eklenut\u00ed t\u011b\u017ek\u00e9 finan\u010dn\u00ed situace. Pro\u010d? D\u016fvodem je to, \u017ee ihned po t\u00e9 nast\u00e1v\u00e1 realita spl\u00e1cen\u00ed https:\/\/www.hypotekybezregistru.cz\/a18-splaceni\/. Jist\u011b, \u010d\u00e1st firem to \u0159e\u0161\u00ed tak, \u017ee nab\u00edz\u00ed sv\u00fdm klient\u016fm odklad prvn\u00ed spl\u00e1tky o n\u011bkolik m\u011bs\u00edc\u016f. To v\u0161ak nic nem\u011bn\u00ed na tom, \u017ee n\u00e1s nakonec do\u017eenou. A najednou zjist\u00edme, \u017ee m\u00e1me m\u00e9n\u011b pen\u011bz ne\u017e p\u0159edt\u00edm, nebo\u0165 mus\u00edme \u010d\u00e1st na\u0161ich p\u0159\u00edjm\u016f d\u00e1t zp\u011bt firm\u011b, kter\u00e1 n\u00e1m je poskytla. A zde pr\u00e1v\u011b nast\u00e1v\u00e1 k\u00e1men \u00farazu. Lid\u00e9 si \u010dasto nedok\u00e1\u017eou nebo necht\u011bj\u00ed spo\u010d\u00edtat, jak\u00fd budou m\u00edt m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem pot\u00e9, co daj\u00ed stranou pen\u00edze na spl\u00e1tky. A nebudeme si nic nalh\u00e1vat, v\u011bt\u0161ina z n\u00e1s pot\u0159ebuje ka\u017edou korunu z v\u00fdplaty a pen\u011bz nem\u00e1 nazbyt. P\u0159esto se v\u0161ak najdou takov\u00ed, kte\u0159\u00ed je d\u00e1vaj\u00ed spole\u010dnostem poskytuj\u00edc\u00edm p\u016fj\u010dky. Je na \u010dase si tedy uv\u011bdomit, co je v \u017eivot\u011b d\u016fle\u017eit\u00e9 a zda pr\u00e1v\u011b tu danou v\u011bc tak nutn\u011b pot\u0159ebujeme, nebo zda se obejdeme bez n\u00ed a spokoj\u00edme se nap\u0159\u00edklad se star\u0161\u00edm a podstatn\u011b levn\u011bj\u0161\u00edm modelem. T\u00edm se nejen vyhneme dluhov\u00e9 pasti, ale nav\u00edc n\u00e1m to umo\u017en\u00ed si ty pen\u00edze naspo\u0159it. A to se vyplat\u00ed, ne? 4.3\/5 - (9 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d si lid\u00e9 \u010dasto neuv\u011bdomuj\u00ed rizika spl\u00e1cen\u00ed","item":"https:\/\/www.envivos.cz\/proc-si-lide-casto-neuvedomuji-rizika-splaceni\/#breadcrumbitem"}]}]